(NaturalNews) Economic times are tough and lots of are facing layoffs. Even extra are becoming told that their employer will probably be eliminating or decreasing health positive aspects. Consequently many people are losing their health insurance coverage. Legislation is currently being proposed which will help those with out health insurance but occasionally your health can't wait and you will need help now.
1. Use COBRA in case you are Laid Off - For those who get laid off from your job and require health insurance you are able to Use COBRA (Consolidated Omnibus Spending budget Reconciliation). COBRA is out there for 18 months soon after loosing your employer health coverage. COBRA enables you to maintain the health program that your employer applied to deliver provided that that program still exists. If your employer is still in enterprise and providing some health insurance to current employees you'll be able to typically qualify. COBRA might be additional high priced than the premiums deducted from your paycheck but this is from time to time vital for anyone who is unable to obtain health care elsewhere. COBRA is generally cheaper than private and individual health insurance plans.
2. Continue Preventative Measures - Without health insurance it really is now more important than ever to live a natural and healthy lifestyle. Use preventative measures for instance regulating weight, exercising, eating healthy, lowering your cholesterol, and decreasing anxiety from your life. When attainable you are able to resume other preventative measures for example regular checkups and diabetes & cancer screenings.
3. Ask Your Doctor for Help - Ask your doctor about reduced fees or treatment and drug options for those with lower income or no health insurance. Your doctor may also be able to recommend a health care discount card that they accept.
4. Decrease Anxiety - Anxiety has a terrible effect on your body and your health. Make sure to obtain enough sleep, exercise regularly, eat natural and healthy foods, and actively use relaxation techniques such as yoga or breathing exercises.
5. Not Smoking - By not smoking you increase your chances of being approved for another health insurance program including private and individual health insurance plans. Non-smokers receive much lower health insurance premiums and have less risk of overall health problems.
6. Apply for Medicaid - Almost every state has a local Medicaid office and toll-free numbers.Each state is different but Medicaid allows low-income and eligible folks to qualify to have their medical bills paid directly. Some still require co-payments.
7. Apply for Medicare - Medicare is offered only for those 65 years of age or older who meet special criteria. You may contact your local Social Security office or the main office at 1-800-772-1213. You might be allowed to apply 3 months before reaching 65.
8. Alternative Natural Treatments - Alternative Medicine is at the moment utilised by thirty eight percent of adults in the United States. Acupuncture and herbal remedies are often cheaper than pricey prescriptions or medical treatments and can present similar results.
9. Get Health Insurance through Spouse or Partner - Your spouse or partner may have a health insurance strategy where you could qualify as a dependent. Although the cost can be high this typically results in fewer coverage rejections than applying for private or independent health insurance coverage.
10. Take a Lower Paying Job For Better Health Insurance - Consider taking a lower paying job for better health advantages. How important is your health? What is money with out your health? It may mean taking a large pay cut, extra searching for a job with good health advantages, or asking additional questions during a job interview. There are some employers out there that pay very little but offer a good health insurance program. Make sure to ask about waiting periods and how coverage begins.
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